• 1Sevafrica
    Empowering you intellectually, economically and spiritually
  • 2Sevafrica
    Free Business Training
  • 3Sevafrica
    eCareers Recruitment
  • 4Sevafrica
    News & gossip at your fingertips
  • 5Sevafrica
    Building Careers through education
  • 6Sevafrica
    Your guide to travel & entertainment
  • 7Sevafrica
    All the latest fashions trends
  • 8Sevafrica
    Everything you need to know about sex, love & life
  • 9Sevafrica
    Experience South Africa's finest beaches this 2010
  • 10Sevafrica
    For all the best buys online
  • 11Sevafrica
    Keeping you body, mind and spirit healthy
  • 12Sevafrica
    Technology at work
  • 13Sevafrica
    The latest beauty tips from the professionals
Open in new window
Few Facts We Think You Should Know About Ganishee Order
Few Facts We Think You Should Know About Ganishee Order

Being garnished is one of the most irritating things your creditors could do to you, not because you don’t want to pay them what you owe, but because most do it without formally informing you.

Garnishing does differ from one state to another. Garnishment is carried out and guided by the state/ country’s law. In this case we will speak of Garnishing guided by South African law.

Before the garnishing starts you (The debtor needs to be formally informed) with a registered letter from the Magistrates court.

When a garnishee is issued in terms of the Magistrate’s Court Act, a registered letter is sent to you, the debtor, informing you that a garnishee order will follow.

Your creditor is not obliged to inform you about the legal costs, or the certificate of balance confirming the total you owe or the amount of money (installment) he wishes to deduct from your monthly salary.

There is not stable amount/ percentage that creditors can take from the debtor’s monthly salary, but there is a law stating that the deduction must not cause the employee not to have sufficient means for his own and his dependants’ maintenance.

But some creditors still put themselves above the law and do against the law.

Before your creditor garnishes you, you need to be informed again by your employer’s HR/ pay roll office personnel.

But most people don’t get this notice from their employer and that is wrong.

The up to 5% commission that your employer gets from the process of your garnishing should be paid to them by your creditor not by you.

But we’ve heard many cases where the employer takes the commission from the debtor not from the creditor.

 

Related Articles

Health and Safety In the Workplace

Your Employer Can Use Your Social Media Against You

Defrauding Your Insurer Is A Crime

Drinking On Duty

Temporary Disability

Employment Contracts

Disciplinary Hearings

 




Share/Bookmark


Related Articles
Check Your Credit Score Regulary And Avoid The Rude Awakening Check Your Credit Score Regulary And Avoid The Rude Awakening

2010 Abuse ANC and Anni Apple avatar Bafana Barack Britain Cape China crime Cup Dewani Eskom facebook FIFA Gaga Google Haiti HIV Internet iPad Jackson John Jub Malema Manchester Mandela MaNtuli Michael Nelson New Obama of Oprah Prince Shrien SWC The tickets Tiger Transnet twitter United Winfrey Woods World Zuma

Services

Copyright © Sevafrica 2008 | All rights reserved. | Privacy Policy | Tel: 0861-4-WOMEN (96636) | Fax: 08666 9 7773 | Email: info@SEVAFRICA.com